How the certificate works
The certificate offers capital protection of 100% at the end of the 6 year term. In addition, there is the opportunity to receive an interest payment of 12% each year. This interest rate is paid out if all 3 underlying shares (Andritz, Erste Group Bank & OMV) quote at or above their starting value on the annual valuation date. If this is not the case, no interest rate is paid out for the corresponding year.
Underlyings
The certificate consists of three Austrian underlyings:
- Andritz is an Austrian technology group specializing in machinery and plant engineering, primarily for the hydroelectric, pulp, paper, metal, and food industries.
- Erste Group Bank is a universal bank with a focus on the retail sector concentrates primarily on the markets of Central and Eastern Europe.
medizinischer Einblicke bietet Roche eine umfassend personalisierte Gesundheitsversorgung an. - OMV is an integrated, international oil and gas company with activities in the up- and downstream sector.
👉 The payout profile applies at the end of the term
- Capital protection: In any case, 100% of the nominal value will be paid out at the end of the term.
- Yield opportunity: is limited to the amount of the possible interest payments.
- Loss of value due to inflation is not covered by the capital protection.
⏱ During the term
- Flexibility: You can buy and sell the certificate during trading hours at the current price.
- The price may drop below the issue price or the level of capital protection. Selling the certificate prior to maturity may result in a partial loss of the invested capital.
⚠️ Issuer risk / Bail-in
Certificates are not covered by the Deposit Protection Scheme. Investors are exposed to the risk that Raiffeisen Bank International AG might be unable to fulfil its payment obligations in respect of the described financial instrument such as in the event of insolvency (issuer risk) or an official directive (Bail-in). A total loss of the capital invested is possible - further information ➨
An investment in investment products is associated with opportunities and risks. Please note the issuer risk.
Kontakt 💬 W przypadku pytań lub wątpliwości jesteśmy do Twojej dyspozycji
- Telefonicznie pod numerem: +431 71707 5454
- Mailowo: info(at)raiffeisenzertifikate.at
