![6% Germany Protect Reverse Convertible Bond 2 – available on secondary market 6% Germany Protect Reverse Convertible Bond 2 – available on secondary market](/public/img/blank.gif)
6% Germany Protect Reverse Convertible Bond 2 – available on secondary market
Term of 2 years, fixed interest rate of 6% annually and a barrier at 55% of each share
![voestalpine Express 2 – available on secondary market voestalpine Express 2 – available on secondary market](/public/img/blank.gif)
voestalpine Express 2 – available on secondary market
Reach Your Target by Express – opportunity for a redemption between 110% and 150% with a maximum term of 5 years
![5.3% Siemens/Total Protect Reverse Convertible Bond – available on secondary market 5.3% Siemens/Total Protect Reverse Convertible Bond – available on secondary market](/public/img/blank.gif)
5.3% Siemens/Total Protect Reverse Convertible Bond – available on secondary market
Term of 2 years, fixed interest rate of 5.3% annually and a barrier at 55% of each share
![Europe/Gold Bonus&Safety – available on secondary market Europe/Gold Bonus&Safety – available on secondary market](/public/img/blank.gif)
Europe/Gold Bonus&Safety – available on secondary market
Opportunity to obtain a bonus yield of 23% a then end of the term with a low barrier being set at 49% of the respective starting value
![Austrian Stocks Bond 3 – available on secondary market Austrian Stocks Bond 3 – available on secondary market](/public/img/blank.gif)
Austrian Stocks Bond 3 – available on secondary market
Opportunity for an annual interest rate of 4.25% with 100% capital protection at the end of the term and a term of 8 years
![Bank Express Certificate – available on secondary market Bank Express Certificate – available on secondary market](/public/img/blank.gif)
Bank Express Certificate – available on secondary market
Reach Your Target by Express – opportunity for redemption between 112.5% and 162.5% with a maximum term of 5 years
![Heike Arbter awarded as ‘Banker of the Year’ Heike Arbter awarded as ‘Banker of the Year’](/public/img/blank.gif)
Heike Arbter awarded as ‘Banker of the Year’
London/Vienna –
![3.8% EURO STOXX 50®/S&P 500® Bonus&Safety – available on secondary market 3.8% EURO STOXX 50®/S&P 500® Bonus&Safety – available on secondary market](/public/img/blank.gif)
3.8% EURO STOXX 50®/S&P 500® Bonus&Safety – available on secondary market
Fixed annual interest rate of 3.8% and a barrier at 45% of the starting value of each index
![USD 1.25% Europe Bond – available on secondary market USD 1.25% Europe Bond – available on secondary market](/public/img/blank.gif)
USD 1.25% Europe Bond – available on secondary market
Annual fixed interest rate of 1.25% with annual interest opportunity for an additional interest of 2% and 100% capital protection at the end of the term
![Merry Christmas! Merry Christmas!](/public/img/blank.gif)
Merry Christmas!
We would like to thank you for the confidence you have placed in us and the cooperation throughout the year. We wish you all Merry Christmas and a very happy New Year. Raiffeisen Centrobank