Hiscox Ltd. engages in the insurance and reinsurance businesses. It operates through the following segments: Hiscox Retail, Hiscox London Market, Hiscox Re & IL, and Corporate Centre. The Hiscox Retail segment consists of results of the UK and Europe, and Hiscox International being the U.S.A, Guernsey and Asia retail business divisions. The Hiscox London Market segment includes the internationally traded insurance business written by the group's London-based underwriters. The Hiscox Re & ILS segment involves the reinsurance division of the company, combining underwriting platforms in Bermuda, London and Paris. The Corporate Centre segment focuses on the investment return, finance costs and administrative costs associated with Group management activities. The company was founded in 1901 and is headquartered in Hamilton, Bermuda.