Inflation Bond 12

Interest rate = Inflation rate in the 1st and 2nd year, 2.3% p.a. fixed interest rate for the following years with 100% capital protection at the end of term

How the certificate works

The Inflation Bond offers you an interest rate equal to the inflation rate for the 1^st and 2^nd year of the term. In the following years, you receive a fixed interest rate of 2.3% p.a. The redemption after the 4^th year is affected at 100% (capital protection).
 

Underlying: The HICP excluding euro area tobacco is used for the inflation protection bond.
 

 👉 The payout profile applies at the end of the term

• Capital protection: In any case, 100% of the nominal value will be paid out at the end of the term.
• Loss of value due to inflation is not covered by the capital protection.
   

⏱ During the term

• Yield limitation: The yield is in any case limited to the amount of the annual interest payments
• You can buy and sell the certificate during trading hours at the current price.
• The price may drop below the issue price or the level of capital protection.
   

⚠️ Issuer risk / Bail-in

Certificates are not covered by the Deposit Protection Scheme. Investors are exposed to the risk that Raiffeisen Bank International AG might be unable to fulfil its payment obligations in respect of the described financial instrument such as in the event of insolvency (issuer risk) or an official directive (Bail-in). A total loss of the capital invested is possible - further information ➨

An investment in investment products is associated with opportunities and risks. Please note the issuer risk.